KeepCardAlive vs ActiveCred
Compare pricing, cadence, controls, and the claims each service verifies.
Which one fits your workflow?
KeepCardAlive may fit if
Consider KeepCardAlive if you want to choose monthly, quarterly, or six-month activity and pay only when each activity charge runs.
ActiveCred may fit if
Consider ActiveCred if you prefer a portfolio plan organized around card-count tiers and want a listed plan covering as many as 20 cards.
Annual cost by card count
KeepCardAlive totals use the current $0.99 charge and the selected cadence. ActiveCred totals use its advertised monthly plan price plus the $0.50 monthly minimum activity charge per linked card, before tax. ActiveCred also advertises annual savings, but exact annual checkout totals were not verified.
| Cards | KeepCardAlive monthly | KeepCardAlive quarterly | KeepCardAlive every 6 months | ActiveCred |
|---|---|---|---|---|
| 1 | $11.88/year | $3.96/year | $1.98/year | $17.88/year |
| 3 | $35.64/year | $11.88/year | $5.94/year | $41.88/year |
| 5 | $59.40/year | $19.80/year | $9.90/year | $65.88/year |
| 10 | $118.80/year | $39.60/year | $19.80/year | $107.88/year |
These are arithmetic comparisons of published prices, not personalized recommendations.
Feature and policy comparison
Pricing model
KeepCardAlive
$0.99 per card, per charge. No separate platform fee.
ActiveCred
Monthly card-count tier plus $0.50 + tax per linked card.
Published cadence
KeepCardAlive
Monthly, every 3 months, or every 6 months.
ActiveCred
Monthly activity is the advertised default. Custom schedules are a vendor claim.
Listed card limit
KeepCardAlive
Unlimited cards on the pricing page.
ActiveCred
Published tiers cover 1 to 20 cards.
Issuer-aware suggestion
KeepCardAlive
Yes, for eight major US issuers.
ActiveCred
Not verified on the public product page.
Receipt and descriptor
KeepCardAlive
Email receipts and a recognizable descriptor are documented.
ActiveCred
ACTIVECRED.IT descriptor is disclosed. Receipt behavior was not verified.
Card controls
KeepCardAlive
Pause, remove, or change cadence in the dashboard.
ActiveCred
Upgrade and downgrade are described. Per-card controls were not verified.
Outcome promise
KeepCardAlive
No guarantee that an issuer keeps an account open.
ActiveCred
No score improvement guarantee in its disclaimer.
The differences that matter
One charge or two-part pricing
KeepCardAlive earns its fee through the same charge that creates card activity. ActiveCred separates a portfolio plan from the minimum activity charge billed to each card.
Cadence changes the total
KeepCardAlive costs less when quarterly or six-month activity fits the customer's preference. ActiveCred's public offer is centered on monthly pricing.
Portfolio tiers favor different sizes
ActiveCred's card-count tiers can become comparatively efficient for a large monthly portfolio. KeepCardAlive keeps the calculation linear at any card count.
Verified details matter
This page marks capabilities as not verified when they were not clear on the vendor's public page. That is not a claim that the capability is absent.
How this comparison was researched
We used each company’s public product and pricing pages. Vendor statements are identified as claims. If a capability was not clear from public material, we say “not verified” rather than treating it as absent.
Choose the cadence yourself.
KeepCardAlive costs $0.99 per card per charge, with no separate platform fee.
Get startedKeepCardAlive is not affiliated with ActiveCred. Product details and prices can change. No service can guarantee that an issuer keeps a card open or that a credit score changes.