Our standards
Editorial policy
Useful card guidance requires current sources, visible tradeoffs, and a clear boundary between editorial judgment and commercial relationships.
Who publishes these guides
KeepCardAlive Editorial Team is our organizational byline. A source link credits the organization that published the evidence; it does not mean that organization reviewed or endorsed our article. We identify a named author or outside reviewer only when that person contributed and approved the attribution.
How we select products
We select cards for reader fit, lasting utility, fees, rewards structure, and meaningful limitations. A welcome offer alone is not enough for inclusion.
How we verify information
We prioritize issuer help pages, account agreements, rewards terms, and official consumer guidance. We distinguish the rules for a particular card from a bank-wide policy, and rewards expiration from account closure. Worked examples use hypothetical numbers or notices and are labeled as examples. Review dates change after a substantive review of the page.
Inactivity guidance and reminder schedules
An issuer can make account decisions based on factors beyond purchase activity. Our suggested schedules are maintenance reminders, not bank promises or guaranteed closure deadlines. A store-only card may accept purchases only from its retailer or participating merchants; an article about that card does not establish compatibility with KeepCardAlive.
How compensation is handled
Compensation does not determine whether a product is included, what we say about it, or where it appears. Paid relationships and commissionable links are disclosed near the recommendation.
What our content is not
Our content is general educational information, not individualized financial, legal, tax, or credit advice. Approval, pricing, and account decisions belong to the issuer.
Corrections
We correct material errors promptly and update the review date when a comparison is substantively reviewed. Send corrections to help@keepcardalive.com.