Automated activity for the credit cards you want to keep.
Unused cards need a pulse.
Automated micro-charges keep each card active, with receipts, issuer-aware timing, and one-click control.
From $0.58 per card, per charge. US-issued cards only.
Freedom Unlimited
•••• 4827
Exp 11/30
VISA
Works with cards from major issuers
Closure risk is not the same at every bank.
Some issuers wait years. Others can close quiet cards after months. KeepCardAlive spaces activity around the issuer, not a generic calendar reminder.
Bank of America can close cards early.
Reported closure windows start around 6 months. A quarterly charge gives the account fresh activity before it looks abandoned.
Read the Bank of America guide
Citi
Typical risk window: 6-12 months idle.
Chase
Typical risk window: 12-18 months idle.
American Express
Typical risk window: 12-18 months idle.
Discover
Typical risk window: 12-18 months idle.
Capital One
Typical risk window: 24-48 months idle.
A small charge is the whole mechanism.
Issuers look for posted activity on the exact card account. KeepCardAlive creates that signal and keeps you notified.
Add cards
Link the accounts you want preserved.
Link old, backup, or sock-drawer cards through Stripe. KeepCardAlive stores only the token.
Use the issuer-aware cadence
Strict issuers can need activity more often. Lenient issuers can usually wait longer.
Let tiny charges keep posting
Each scheduled charge creates visible activity on that exact account, then your autopay handles the balance.
Trust is part of the product.
A charge that keeps a card active should never feel mysterious. The controls, receipts, and limits are visible from the start.
Tokenized by Stripe
Card details never touch our servers. We only keep the payment token needed for scheduled charges.
Clear receipts
Every charge has an email receipt and a recognizable statement descriptor.
You stay in control
Pause, remove, or change cadence from your dashboard without a phone call.
Honest limits
No service can guarantee an issuer decision. We prevent the most common closure trigger: no activity.
Learn before another card disappears.
Search-friendly guides explain closure timing, issuer behavior, and recovery steps in plain language.
Credit card closed for inactivity
What to check first, how to call the issuer, and how to protect the rest of your cards.
How long before a card is closed
Typical inactivity windows by issuer, plus the timing buffer that keeps you out of trouble.
Keep a card active without extra spending
Small posted transactions, autopay, and practical ways to avoid buying things you do not need.
Keep the credit history. Skip the spreadsheet.
Add the cards you want to preserve, choose the cadence, and let tiny scheduled charges keep activity visible.