Keep unused credit cards from getting closed.
Banks quietly close cards you don't use, shrinking your available credit and the length of your credit history. KeepCardAlive runs a tiny automatic charge on each card so it always looks active. From $0.99 per card.
Card details are tokenized by Stripe and never touch our servers. US-issued cards only.
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- Last activity
- Today · $0.99
- Next charge
- In 30 days
Charge posted, card stays open
We email you a receipt every time.
The problem
Issuers close inactive cards, usually without warning.
Inactivity fees were banned in 2010, so banks just close the account instead. The fix is one small posted transaction every few months. We do that automatically, for every card.
How it works
Three steps, then autopilot
Link your cards
Add any US-issued cards you want to keep open. Stripe tokenizes them, so we never see the full number.
Pick your schedule
We suggest a cadence based on your issuer's known inactivity window. Monthly is safest; quarterly is cheapest.
We keep them alive
A tiny charge posts on schedule so the card looks active. You get a receipt and can cancel anytime.
Why us
Built to be the one you actually trust
Issuer-smart scheduling
We tune each card's charge cadence to its bank's real inactivity threshold instead of one-size-fits-all.
Never lose a card to a reissue
When a card is reissued or expires, we flag it and help you relink, with no silent failures.
Recognizable on your statement
Charges show a clear descriptor and you get an email receipt every time, so nothing looks like fraud.
Tokenized and secure
Card data is stored by Stripe (PCI Level 1). It never touches our servers.
One-click cancel
Pause or cancel any card instantly. No phone calls, no dark patterns.
Honest about the limits
We won't promise the impossible. We tell you exactly how issuer policies work and what we can and can't do.
Pricing
$0.99 per card, per charge.
That single charge is the whole product: it's the activity that keeps your card open. No tiers, no surprises. Add as many cards as you like.
- Monthly, quarterly, or every 6 months
- Unlimited cards
- Email receipt on every charge
- Cancel anytime