KeepCardAlive vs RecurringTransaction
See how per-charge flexibility compares with a flat monthly card price.
Which one fits your workflow?
KeepCardAlive may fit if
Consider KeepCardAlive if you want a lower monthly charge or less frequent quarterly or six-month activity.
RecurringTransaction.com may fit if
Consider RecurringTransaction.com if you want one monthly price per card and prefer its published multi-card dashboard approach.
Annual cost by card count
KeepCardAlive totals use the current $0.99 charge and the selected cadence. RecurringTransaction.com totals use its advertised $1.49 per card per month. Taxes, promotions, failed charges, and future price changes are not included.
| Cards | KeepCardAlive monthly | KeepCardAlive quarterly | KeepCardAlive every 6 months | RecurringTransaction.com |
|---|---|---|---|---|
| 1 | $11.88/year | $3.96/year | $1.98/year | $17.88/year |
| 3 | $35.64/year | $11.88/year | $5.94/year | $53.64/year |
| 5 | $59.40/year | $19.80/year | $9.90/year | $89.40/year |
| 10 | $118.80/year | $39.60/year | $19.80/year | $178.80/year |
These are arithmetic comparisons of published prices, not personalized recommendations.
Feature and policy comparison
Pricing model
KeepCardAlive
$0.99 per card, per charge. No separate platform fee.
RecurringTransaction.com
$1.49 per card per month.
Published cadence
KeepCardAlive
Monthly, every 3 months, or every 6 months.
RecurringTransaction.com
Monthly.
Listed card limit
KeepCardAlive
Unlimited cards on the pricing page.
RecurringTransaction.com
Unlimited cards are advertised.
Issuer-aware suggestion
KeepCardAlive
Yes, for eight major US issuers.
RecurringTransaction.com
Not verified on the public product page.
Receipt and descriptor
KeepCardAlive
Email receipts and a recognizable descriptor are documented.
RecurringTransaction.com
Not verified on the public product page.
Card controls
KeepCardAlive
Pause, remove, or change cadence in the dashboard.
RecurringTransaction.com
Add, remove, update billing, and view transaction history are vendor claims.
Outcome promise
KeepCardAlive
No guarantee that an issuer keeps an account open.
RecurringTransaction.com
The public page makes outcome claims that were not independently verified.
The differences that matter
Frequency is the main distinction
RecurringTransaction.com presents monthly activity as the product. KeepCardAlive lets the customer select monthly, quarterly, or six-month timing.
The annual gap grows with card count
At the published prices, KeepCardAlive's quarterly and six-month options reduce annual cost as more cards are added.
Both target multi-card customers
RecurringTransaction.com explicitly markets to people with 5 to 25 or more cards. KeepCardAlive does not require a separate portfolio tier.
Claims need independent proof
RecurringTransaction.com publishes customer counts, reviews, score ranges, and loan outcomes. This comparison treats those statements as vendor claims, not verified results.
How this comparison was researched
We used each company’s public product and pricing pages. Vendor statements are identified as claims. If a capability was not clear from public material, we say “not verified” rather than treating it as absent.
Choose the cadence yourself.
KeepCardAlive costs $0.99 per card per charge, with no separate platform fee.
Get startedKeepCardAlive is not affiliated with RecurringTransaction.com. Product details and prices can change. No service can guarantee that an issuer keeps a card open or that a credit score changes.